• last year
Pemerintahan Presiden Prabowo Subianto dan Wakil Presiden Gibran Rakabuming Raka berencana menghapus utang yang dimiliki 5 - 6 juta petani, nelayan dan pelaku Usaha Mikro, Kecil dan Menengah (UMKM) di Tanah Air yang masih berada di lembaga keuangan perbankan. Adik Presiden Prabowo yang juga Ketua Dewan Penasihat Kadin Indonesia Hashim Djojohadikusumo memastikan, Presiden Prabowo akan menerbitkan Peraturan Presiden pemutihan utang bagi petani, nelayan dan UMKM pada pekan ini.

Hashim menambahkan, pemutihan utang bagi jutaan petani, nelayan dan pelaku UMKM dilakukan mengingat saat ini masih dibebani dengan utang lama sehingga tidak bisa lagi mengajukan peminjaman di perbankan. Sebab, pengajuan tersebut pasti akan ditolak oleh sistem layanan informasi keuangan. Padahal, utang petani, nelayan dan UMKM ini sudah dihapus dan dibekukan oleh bank sejak lama. Namun demikian, hak tagih dari bank belum dihapus. Akibatnya, banyak yang meminjam kepada pihak rentenir.

Sementara itu, berdasarkan data OJK per Agustus 2024, penyaluran kredit perbankan ke sektor pertanian tercatat sebesar Rp517,253 triliun, naik 6,9% YOY dibandingkan periode sebelumnya RP483,862 triliun. Adapun dari jumlah tersebut, kredit macet atau Non Performing Loan (NPL) mencapai Rp10,755 triliun, naik 14,85% YOY dari tahun sebelumnya Rp9,364 triliun.

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Transcript
00:00You are watching IDX Channel Jakarta.
00:02And you are watching IDX Channel Jakarta.
00:21Hello viewers, how are you today?
00:23Live from Studio IDX Channel Jakarta,
00:25I am Prasetya Wibowo,
00:26back again in Market Review,
00:28a program that discusses issues that affect the economy in Indonesia.
00:32You can watch our live streaming at idxchannel.com.
00:35Without further ado, let's start the complete Market Review.
00:48The government plans to remove the debt of farmers, fishermen, and MSMEs
00:52that still have to be compensated.
00:54Even President Prabowo Subianto
00:56will issue a presidential decree
00:58on debt clearance for MSMEs, farmers, and fishermen this weekend.
01:07The government of President Prabowo Subianto plans to remove the debt
01:10of 5 to 6 million MSMEs,
01:14farmers, and fishermen in the water,
01:16who are still in the financial institutions.
01:19President Prabowo's younger brother,
01:21who is also the Chairperson of the Board of Investors of Kadim Indonesia,
01:23Khasim Joyohadiku,
01:24will issue a presidential decree on debt clearance
01:27for MSMEs, farmers, and fishermen this weekend.
01:31Khasim added debt clearance for 5 to 6 million MSMEs,
01:35farmers, and fishermen to be done.
01:37Keep in mind that at the moment it is still burdened with a long debt
01:39so that it can no longer issue a loan to be compensated.
01:42Because of the education, it will definitely be rejected
01:44by the financial information service system of the TOKK.
01:46Whereas the debt of farmers, fishermen, and MSMEs
01:49has been removed and reimbursed by the bank for a long time.
01:52However, the debt from the bank has not been erased.
01:55As a result, a lot of loans have been borrowed from creditors.
01:58Maybe next week,
02:00Mr. Prabowo will issue a presidential decree.
02:08Presidential decree.
02:10It is being prepared by Mr. Supratman, the Minister of Justice.
02:13It is being prepared.
02:15Everything is in accordance with the law.
02:17Maybe next week, I hope next week,
02:20he will sign a petition.
02:245-6 million people
02:26with their families
02:28will get a new life, sir.
02:30Meanwhile, based on the OJK data for August 2024,
02:34loans were transferred to the agricultural sector
02:36amounting to 517.253 trillion rupiah
02:40or an increase of 6.6% annually
02:43compared to the previous period at 483.862 trillion rupiah.
02:48On the other hand, from that amount,
02:50non-permitting loans amounted to 10.755 trillion rupiah
02:54or an increase of 14.85% annually
02:57compared to the previous year at 9.364 trillion rupiah.
03:02From Jakarta, Devir Mansyah, IDX News.
03:09Next, we would like to inform you
03:11about the transfer of loans to the agricultural sector
03:14for August 2024 annually.
03:16You can see the complete data on the television screen.
03:20Okay, as you can see,
03:22in August 2023, the transfer of loans to the agricultural sector
03:25amounted to 483.86 trillion rupiah
03:29while compared to August 2024,
03:32it amounted to 517.25 trillion rupiah
03:35or an increase of almost 7%.
03:39Next, from NPL, non-performing loans from the agricultural sector
03:43amounted to 9.36 trillion rupiah
03:46while compared to August 2024,
03:49it amounted to 10.75 trillion rupiah
03:52or an increase of almost 7%.
03:55Okay, that's it.
03:57It's related to some of the data that we have provided.
04:00To discuss our topic this time,
04:02evaluating the planning of non-permitting loans
04:04for farmers, fishermen, and MSMEs,
04:06we have connected via Zoom with Mr. Rizal Taufiq Rohman.
04:09He is the head of the macroeconomic and financial research center at IDF.
04:12Hello, good morning, Mr. Rizal.
04:14Good morning, Mr. Pres.
04:16How are you, sir?
04:18I'm fine, thank you.
04:20Okay, and we have also connected with Mrs. Dianovita Susanto,
04:23the general chairman of the DPP Perempuan Tani Himpunan,
04:26Kerukunan Tani Indonesia or Pertani HKTI.
04:30Hello, good morning, Mrs. Dian.
04:33Good morning, Mr. Pres. Good morning, Mr. Rizal.
04:36Yes, good morning, ma'am.
04:39Okay, thank you for your time
04:41and before we discuss further,
04:43we will first review the condition of the industry
04:47or the agricultural sector in Indonesia.
04:50Maybe Mrs. Dian can tell us first
04:53what is the update to the audience.
04:57Yes, thank you, Mr. Pres.
05:00If we look at Indonesia's agriculture,
05:02it is still not stable.
05:04Okay.
05:05Both globally and nationally.
05:08If from the global level,
05:10we can see that our global food security index
05:15is at the 63rd level out of 113 countries
05:21with a score of 60.2
05:24and this is still below the global food security index of 62.2.
05:30And if we look at this global food security index,
05:34of course, this reflects our national agricultural condition
05:39right now where Indonesia's agriculture
05:42is very vulnerable to climate change.
05:45For example, El Nino hit in 2023
05:50in July to April 2024
05:55which caused this rice production to collapse
05:58until Indonesia at the beginning of the year,
06:00in January to May 2024,
06:04imported 2.2 million tons of rice
06:08which increased by 165.27% from the previous year
06:15which is about 854,000 tons.
06:19Then if we look again,
06:21from the food sector alone,
06:24the growth is still low and not stable.
06:28We can see this from the minus growth
06:32for the first quarter of 2023 to the third quarter
06:37which is still as big as minus 3.03,
06:41minus 3.32% and minus 1.47% annually.
06:47Although if we look at April to June in the second quarter,
06:52this growth is quite positive,
06:54about 12.5%.
06:57This number is quite high compared to the first quarter of 2024
07:02which is about minus 24.73%.
07:06This Arctic energy is indeed closing the contraction
07:09since the first quarter of 2023 to the first quarter of 2024.
07:15Next, if we look at Indonesia's population,
07:19according to the data in 2022,
07:22still about 68% of Indonesian people
07:25are unable to access healthy and nutritious food.
07:29And the ability of Indonesian people is very low
07:34in accessing nutritious food,
07:38such as vegetables and fruits.
07:41Even though if we look at it,
07:43our agricultural land is quite large,
07:46but we can't produce, let alone export,
07:48and we can't eat fruits.
07:50And this, in my opinion, is a concern and quite serious.
07:54Because, again, how can we provide access
07:59and affordability to Indonesian people in the future?
08:03And this is important.
08:04Does Indonesia already have a distribution network
08:08and also national food production?
08:10And this, in my opinion, will be the government's task in the future.
08:13Okay, that's what he said about the distribution floor.
08:16It means it's also about the supply chain,
08:18related to the agricultural sector.
08:19What do you think, Riffey?
08:20If we look at the agricultural sector,
08:22the level of farmers' welfare,
08:24until now, especially later,
08:26the government's plan will be to clear the debt
08:28to the farmers' friends.
08:31Thank you very much, Mas.
08:33So, if we look at the past decade,
08:37the agricultural sector is experiencing a decrease.
08:42In fact, the contribution to the GDP
08:47is also decreasing.
08:51In fact, the number of agricultural sectors
08:57is also decreasing.
09:00We know that the agricultural sector
09:03absorbs a large number of jobs.
09:09We have reached a significant level,
09:13almost 20% of the jobs in the agricultural sector.
09:17Now it's decreasing.
09:20So, this will be a task in the future,
09:23how this agricultural sector
09:26as a basic sector
09:30or a sector owned by our nation,
09:35in addition to the mining sector.
09:37Mining is a sector that is based on natural resources.
09:41If we talk about the current condition,
09:47it's true.
09:48The debt was mentioned earlier,
09:50the number is fantastic,
09:52almost Rp100,000.
09:54Then also,
09:57poverty is the majority in the villages.
10:00Again, it's the farmers who are affected,
10:03and the fishermen.
10:04Even if we look at the extreme population,
10:12or extreme households,
10:15or extreme poverty,
10:17the majority is in the villages.
10:21Again, it's...
10:23So, if we talk about the debt,
10:28the debt is becoming urgent
10:34as an actor in the agricultural sector.
10:37It will even become a supporting factor
10:41in increasing productivity.
10:43So, I think this is strategic.
10:45Indeed, there are challenges.
10:50But more importantly,
10:52Mr. Prabowo, in his speech,
10:55is concerned with food and energy.
10:57Of course, food is the backbone of the farmer.
11:06Therefore, the farmer must be enthusiastic, healthy,
11:08and productive.
11:10And one of the factors that makes our farmers unproductive
11:15is capital.
11:17And again, the most important thing is health.
11:23They never enjoy
11:26capital and debt.
11:28Again, they always become
11:33an actor in the agricultural sector
11:36who becomes a sufferer.
11:39Okay.
11:40What is it called?
11:41In quotation marks,
11:43it's difficult for them to get out of that condition
11:46because it's one of the debts.
11:48Mr. Rizal, but in your opinion,
11:50is it correct later,
11:51if this policy is really implemented?
11:53If it was said earlier,
11:55from the information from Mr. Hazim,
11:57next week, this week, there will be a bear price.
12:01Yes, as I said earlier,
12:03there are positives and negatives.
12:05The positive is, of course,
12:07the productivity will be better.
12:10Because all this time,
12:11the problem or the connection
12:13from the increase in productivity
12:15is indeed on the side of capital or debt.
12:19Okay.
12:20The second thing is, of course,
12:23their economic stability,
12:25both in terms of services and income,
12:27will be relatively better.
12:29Because there is no cost
12:31that must be incurred to pay the debt.
12:33Then also,
12:34hopefully, it can reduce poverty.
12:37Moreover, it is indeed a concern like this.
12:41And the last thing is,
12:43the development of the local economy.
12:45Moreover, this is an important note.
12:49Okay.
12:50How to strengthen businesses,
12:54farmers, fishermen, fishermen, or farmers,
12:59in supporting the provision of raw materials
13:04for the strategic program,
13:06Mr. Bowo, that is,
13:08free food and nutrition.
13:10Because, because like this, Mr. Pras,
13:12Okay, okay.
13:13There must be a lot of waste materials.
13:15Yes.
13:16Which, in particular, must be productive.
13:18The production must be,
13:19the supply chain must be regulated.
13:21How do the farmers want it?
13:23Because all this time,
13:24the problem is the market.
13:26The problem is the market.
13:28This market and supply chain
13:30becomes an organ.
13:32One thing that can move, I think,
13:34strategically,
13:36is the productivity of farmers.
13:38Okay.
13:39All this time, there are many lazy farmers
13:41who move from the development sector,
13:44because they do plant carrots,
13:46plant vegetables, plant corn.
13:49Yes.
13:50Yes, it doesn't produce
13:52and doesn't meet the living needs
13:54in the current condition.
13:55Okay, okay, Mr. Rizal.
13:56So, in terms of capital,
13:58it also becomes a problem.
13:59Then the supply chain that has been delivered
14:01by the farmers.
14:02We will discuss later
14:03whether all this time,
14:04there are still many farmers who are in debt,
14:06and the debt is more to the institution.
14:08What is it like?
14:09We will discuss later in the next segment.
14:11Then, Mr. Rizal,
14:12we will leave the floor to the judges.
14:14Thank you for staying with us.
14:30Thank you for staying with us
14:32in Market Review.
14:33We will continue this interesting discussion
14:35with Mrs. Diana Vita Susanto.
14:36She is the Chairperson
14:37of the DPP Perempuan Tani Himpunan Kerukunan Tani Indonesia
14:40and also Mr. Rizal Taufiq Rohman,
14:42Chairperson of the Macroeconomic Research Center
14:44and Indef Finance.
14:45Okay, Mrs. Diana,
14:46we are talking about the policies of our new government,
14:49as President Prabowo said,
14:51which will provide more incentives.
14:53Is this really a fresh wind for farmers?
14:56Because the problems that have been mentioned
14:58in the first segment,
14:59there is a problem with funding,
15:01financing, and so on.
15:02Then the supply chain as well.
15:03Then the market that must be formed immediately
15:05and get support from various parties.
15:07What do you think,
15:08from what you see yourself, Budian?
15:11Yes, if we look at it,
15:15the policy of debt clearing
15:18has generally become a fresh wind.
15:21Okay.
15:22In the middle,
15:24there is uncertainty in production
15:26and also the stability of the price of production
15:28for the farmers themselves.
15:30However, this policy must be done carefully.
15:34Don't let the policy of debt clearing
15:38cause new problems.
15:40Okay.
15:41For example, farmers become dependent
15:43and also moral hazard.
15:45Okay.
15:46In addition,
15:47this implementation must be accompanied
15:50by financial education
15:52so that the farmers can manage their finances
15:55well in the future.
15:57Then, if we want to implement
16:00or want to provide policies,
16:03of course we have to research first.
16:06Who is this policy intended for?
16:09Is it for the poor farmers
16:11or the rich farmers?
16:13Okay.
16:14If we look at it in terms of value,
16:15farmers can be said to be advocates,
16:17accountants, doctors,
16:19who manage the agricultural land.
16:21They can also be said to be farmers.
16:23Remember that
16:25from approximately 40 million of our total farmers,
16:2917 million of them are rural farmers,
16:32where they only manage
16:34around 0.5 hectares of agricultural land.
16:38Of course, if we look at it,
16:40this is not enough for insurance.
16:42And because it's not enough for insurance,
16:45in order to meet their daily needs,
16:48they will usually borrow money from the store.
16:51Okay.
16:52Then there is also a green plastic there.
16:54Then to the accountant.
16:56Does the government already have this data?
16:59Again, the policy must be clear.
17:01It must be clear.
17:02What kind of farmers do they want to be targeted?
17:04What kind of farmers do they want to be served?
17:06So that this policy is one of the targets.
17:08Targeting the rich farmers,
17:10who can be said to be advocates.
17:15Because according to the data,
17:17there are around 6 million farmers and servants
17:20who can already be advocates.
17:22Okay.
17:23According to the data,
17:25in 2024,
17:27the OJK allocated around Rp. 517 trillion.
17:31Okay.
17:32And leaving the non-performing loans,
17:34there are around Rp. 10 trillion,
17:36which is around 2%.
17:38This is what is actually banked.
17:40But what about the farmers
17:42who are trapped in online loans?
17:44Then also in the accountant,
17:46then the green plastic and in the store.
17:48Is this the government ready with that data?
17:52So how, if we look at what needs to be done,
17:55you said earlier,
17:57so that there is no dependence on the debt,
18:00then there is also moral hazard there,
18:02and education or support that needs to be done.
18:07Yes.
18:09If we talk about several points that you said later,
18:13there was a dependence on debt,
18:15hopefully that doesn't happen,
18:17then moral hazard,
18:18there is education and also support for the farmers themselves.
18:21What steps do you think need to be taken?
18:24So that it is really effective
18:26if the effort from the debt collection
18:28is done by the government to the farmers in Indonesia,
18:31even though you said this is as much as possible
18:33targeting the greedy farmers as well,
18:36not just the rich farmers.
18:40Yes.
18:41In my opinion, again, this policy must be clear.
18:43Which farmers do you want to target?
18:46Okay.
18:47So, as Mr. Izal said,
18:48actually here we have to boost the local economy.
18:52Don't let this policy be enjoyed only by a few people.
18:58Of course, how can this local economy
19:00be a multiplier effect for the national economy?
19:04For that, in my opinion,
19:06it is important to pay attention to
19:08who this policy is targeting,
19:11and also, actually,
19:13if it's from the farmers,
19:16all this time,
19:17in our opinion,
19:19the government's policy is endless.
19:22The government does a lot of things,
19:25such as compensation,
19:26building the community,
19:28then giving subsidies,
19:29which in my opinion is quite a lot,
19:31special credit, pension, and so on.
19:33But if we look at this,
19:37it seems that the energy is not yet maximum,
19:39because it is estimated that it is not targeted yet.
19:42Actually, farmers are simple.
19:45Farmers should be treated as objects.
19:50Don't give them too many tasks.
19:54For example,
19:55sometimes they have to think
19:57how to get fertilizer,
19:59because fertilizer is difficult.
20:00Then how to get good seeds.
20:03Then after that, how to market it.
20:06Let the government and the government
20:09support the farmers.
20:11Actually, farmers don't think about things
20:13that make them tired.
20:15Because imagine,
20:16if they are in the paddy field,
20:18they are tired from noon to late afternoon.
20:22They have to work,
20:23and they also have to think about
20:25financial access and subsidies.
20:28This is helped by the government.
20:31That's it.
20:32Well, Mr. Rizal,
20:33then with conditions like this,
20:35talking about the government's efforts,
20:38again,
20:39how effective will it be
20:41if this tax evasion can really have an impact
20:43on prosperity,
20:44then the financing needed by the buyers,
20:47for the best seeds, fertilizer, and so on.
20:50Mr. Rizal.
20:51But hold on to the answer.
20:52We will discuss it in the next segment.
20:54We will pause for a moment.
20:55Mr. Mirsa,
20:56we will be right back after the next conversation.
21:12Thank you for joining us in Market Review, Mr. Mirsa.
21:15We will continue this interesting conversation,
21:17and we will go straight to Mr. Rizal.
21:19How is it?
21:20Some points that may need to be underlined,
21:23such as the policy of tax evasion for farmers,
21:27fishermen, or other MSMEs.
21:29Actually, who is targeted?
21:30From the level of farmers,
21:31it turns out that there were also many,
21:33even tens of millions of farmers,
21:35who may have become one of the conditions
21:37to issue loans to MSMEs.
21:39This is also limited by the management
21:41or land ownership
21:43that they have,
21:44around 4 or 5 hectares, Mr. Rizal.
21:49The first and most crucial thing is the data.
21:54The 6 million that are targeted,
21:56whoever it is,
21:57this is by address.
21:58Okay.
21:59And what is the definition of farmer and service?
22:01Is it a landowner,
22:04or a landowner,
22:07or a landowner?
22:09Because now, based on data,
22:12we see that landowners
22:16are starting to decrease.
22:19Maybe these 6 million are also landowners,
22:24or landowners.
22:25Because the majority,
22:27or many,
22:28landowners are now in their own cities.
22:34In the past, it was owned by the farmer,
22:37but it was sold,
22:38and then he became a landowner there.
22:41Okay.
22:42This definition must be clear.
22:45By name, by address.
22:46Because the goal of this audit
22:50is that the agricultural sector is getting better.
22:53Don't let the 6 million data
22:58be those who are actually landowners,
23:02who actually enjoy this
23:10not to push the agriculture sector,
23:12because they won't enjoy it,
23:17they will rest to push the agricultural sector.
23:20But the most important thing,
23:22this is the data,
23:24including the service.
23:25Which service?
23:27Those who have sheep,
23:28or those who become shepherds,
23:30because not all shepherds have sheep.
23:34Rentals, and so on.
23:36Well, this must be integrated,
23:39the data must be valid,
23:42then it can also be cross-checked below.
23:46Don't base it on macro or data acrual data
23:51in OJK,
23:53or in Bank Indonesia,
23:55who have access to banking,
23:57then it becomes this.
23:58And it must be verified,
24:00I think it is important.
24:02If the data is clear, valid,
24:04and can be verified,
24:06and it is precisely targeted,
24:08I think in a short time,
24:11agriculture will slowly get better.
24:13Especially if it is supported by the market that will be created,
24:17through free food programs,
24:22so to speak.
24:24This can support the local economy.
24:26And what was mentioned earlier,
24:28don't let there be a negative impact
24:34which is important.
24:37Indeed, this program is a short-term program.
24:39A short-term program that can effectively reduce the burden
24:45on the lives of farmers and shepherds.
24:48But in the long run,
24:50it must be accompanied by programs
24:53that are more holistic,
24:55starting from, for example,
24:57financial support,
24:59productive capital assistance,
25:01then the development policy,
25:03what is the future like,
25:05if only the debt is paid,
25:08part of the big goal, for example,
25:12is to support the development of a strong future,
25:17to prepare for the needs and needs of farmers and shepherds
25:22to move forward to Indonesia.
25:25I'm worried that it won't be a club,
25:29or partial.
25:31I think this evaluation is also important
25:33in the context of planning and implementation,
25:36as well as monitoring and future evaluation.
25:39Okay, Mr. Jalinden,
25:40an interesting analysis that is quite comprehensive.
25:42Then, what kind of cooperation is expected
25:46from our farmers and shepherds?
25:48As you said, there is indeed a plan
25:50to pay debts to them,
25:52with the aim of improving the welfare of Indonesian farmers.
25:56Yes, of course, the parties, again,
25:58don't let this policy be biased
26:01towards the rich farmers.
26:04It has been mentioned many times by Mr. Rizal,
26:07that if we look at the shepherds,
26:13on average, they manage the land
26:15that is already owned by the company.
26:17How is this?
26:19So, we also hope that
26:21the payment of debts will be targeted.
26:24If we want to target the poor farmers,
26:27the data must be verified and validated.
26:31And if we look at the 6 million data,
26:35where does it come from?
26:36This means that the data has been accessed by the banks.
26:39But there are many other farmers,
26:41these shepherds,
26:42who in these villages
26:45are not in contact with the banks.
26:47So, we really hope
26:49from the HKTI women farmers,
26:51because if we talk about women farmers,
26:53there are around 8 million female farmers,
26:56so that this policy can be felt
27:01equally by the farmers in the villages
27:04and also the small farmers.
27:08Okay, optimism, you are still quite strong,
27:11considering that the attention of the government
27:13has started at the beginning,
27:14for our agriculture sector, Budian?
27:17Yes, if I'm optimistic, of course.
27:19Because if you look at the President's statement,
27:23and furthermore,
27:25I think the government of Mr. Gibran
27:28has prepared some strategic and practical policies
27:32to improve the welfare of farmers and shepherds.
27:35And we can tell from the contents of it,
27:38in number 12,
27:40the second article, part 2,
27:42about the food situation,
27:44and also part 8, about the blue economy,
27:47this is indeed dedicated
27:49to improve the welfare of farmers and shepherds.
27:53For that, I specifically
27:56ask the HKTI women farmers,
27:58and also all of the HKTI women farmers,
28:00to be ready to support
28:02and also become government partners
28:04of Mr. Gibran to carry out his program.
28:07Okay, Budian, thank you for the information,
28:10data, and also the latest updates
28:12on the agriculture sector in Indonesia.
28:14And hopefully it is expected that
28:16the parties are also fair and equal
28:18for all farmers in Indonesia.
28:20Not only, as you said earlier,
28:22the rich farmers, but also the farmers below,
28:24who may be in the category of shepherds,
28:26also get the same rights.
28:28Mr. Rizal, thank you for the information,
28:30analysis that you have provided.
28:32Congratulations on your activities again.
28:34Good health, Mr. Rizal Budian. Thank you.
28:38Thank you, Mr. Pras.
28:40Please don't leave your seat,
28:42because we will be back
28:44with other interesting topics,
28:46such as emergency solutions
28:48for the national textile industry.

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