Dave & Chuck the Freak talk about four guys in California who used a fake bear suit to stage bear attacks in their cars in order to make insurance claims.
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00:00The Idiot Criminal of the Day
00:07This is a wild one
00:10There are four guys that have been arrested in California
00:14For staging fake bear attacks inside their vehicle
00:20Oh my god
00:21They bought a bear suit and fake claws
00:26Stop it
00:27And got inside cars and pretended
00:29To rip them apart
00:33So they could get insurance money
00:36That's hilarious
00:37But when they sent the pictures of the damage in
00:40It was obviously staged
00:43The claw marks were perfectly straight
00:46Every single time in every single place
00:50It's all nuts
00:51If you have time, go check it out
00:54We are posting this at DavidCheckTheFreak.com
00:56And you'll see the links right now on our social media pages
00:59But here's the story of what they were doing from KCAL-TV
01:04Take a listen
01:05To this report
01:07Well, three men say they had their cars broken into in Lake Arrowhead three times by one bear
01:14Or so they said
01:16The bear had an elbow
01:17The bear had an elbow
01:18And this was all cut on camera, right?
01:20Yeah, the whole thing was
01:21Their security camera video
01:22These three men say that the bear did $140,000
01:25A little bit more than that
01:26In damage to their three cars over a series of nights
01:29I want to show you that video
01:30That was these three men then turned into their insurance companies
01:33And you can see the car there
01:34And you can see what they say is a bear
01:37Rummaging around in the front seat
01:38They have video of three different cars
01:40Including a Mercedes G-Wagon
01:42This Rolls-Royce
01:42And another car as well
01:44And they claim that that's the bear that is inside
01:46Doing all of that damage
01:47They have video of all three of the cars
01:48You'll see this is the second car here
01:50And then this is the damage that they say was done by that bear
01:54You see what appear to be scratch marks
01:55But when they gave this all
01:57It looks like they got fake Wolverine claws
02:00And did it that way
02:01This information to the insurance company
02:03The insurance company thought it looked a little strange
02:05So the California Department of Insurance looked into it
02:07And strange it was
02:09Look at what the California Department of Insurance found
02:11A bear suit
02:12Turns out the California Department of Insurance says
02:14The men were dressed up as a bear in this bear suit
02:18Climbed into their own cars
02:20And allegedly created the damage
02:22They then tried to pin it on the bear
02:24According to the California Department of Insurance
02:26But their insurance companies weren't buying it
02:28And upon further investigation
02:29This is what they found
02:31That fake bear suit
02:32Now today the California Department of Insurance
02:33Add to the guy's houses
02:35Oh you mean where did the guys find it
02:37No how did the insurance company
02:39They were like get on the ground
02:40Where's the bear suit
02:41It's a raid
02:42It's a raid
02:43We're making insurance
02:43We're not paying for your stupidity
02:45Where's the bear suit at
02:47We'll get on the ground
02:48They can see you
02:49We're not the law
02:49We'll shoot you
02:50We will kill you
02:51We'll cover it up
02:52We thought we were shooting a bear
02:54Yeah there's the bear suit
02:55We'll see you
02:56Good good good good good
02:57We will not be reviewing your claim any further
03:00Thank you
03:01Forget it
03:02They watch you man
03:04They watch you
03:05They know
03:05They'll stake your house out
03:09Like how did they do that
03:10They go through the trash
03:11They're not cops
03:12No I know
03:13They aren't cops
03:14I have so many questions
03:15Something happened there
03:17They were like okay
03:18We have a bear suit
03:19We have a bear suit
03:21They put the squeeze on somebody
03:22Something happened there
03:24Oh for sure
03:24I just don't understand
03:25What their end game was here
03:27Number one
03:27Like when a bear gets into your car
03:29It tears the whole thing apart
03:30So like no wonder they knew it wasn't a real bear
03:33I mean bears
03:34It's destroyed
03:35Like rip the door panels right off and stuff
03:38This was just little scratches on the leather
03:40Like a little bit
03:41And then also a bear
03:43It's claw
03:45It wouldn't have like five
03:48In a row
03:50Perfectly straight
03:50In a row
03:51Yes
03:51It might have four that are pretty close
03:53I just wonder
03:54Well they're ridiculously stupid
03:56What kind of scary person they sent over there
03:58That was
03:58Where's the bear suit
03:59I bet he was calm
04:01They're like we don't have a bear suit
04:02He's like
04:02Where's the bear suit
04:04I'm Jake from State Farm
04:05Jake
04:06I'm gonna need you to sit down
04:08Alright
04:09In this chair
04:10You hear about that
04:11Under that light
04:11You hear about the bear
04:13What bear
04:14You know
04:16The bear
04:16There was no bear
04:17There was a bear
04:17Here hold on a sec
04:18I just need to
04:19Can I see your hand for a second
04:20Where I put these little battery electrodes on
04:22What are those for
04:23Hey let's not worry about
04:24Insurance stuff
04:25That's just insurance stuff
04:26Dump the pail of water on his head
04:29Oh my god
04:29Okay
04:30That was a bear suit
04:30It's a bear suit
04:31It's a bear suit
04:33Yeah
04:33Oh god help me
04:34Jake from State Farm
04:36I'm sorry
04:37You knew I'd get the answer
04:40It's a bear suit
04:40So insurance companies regularly hire private investigators
04:44To look into stuff
04:45And one of our listeners works as one of those guys
04:49Yeah
04:49I mean one of them caught the person that I was involved with
04:53Like
04:54You know committing fraud
04:57So
04:57But I get what you're saying
05:00So these are really expensive cars
05:02Yeah
05:02A Mercedes G-Wagon
05:04A Rolls Royce among them
05:05Payouts totaled $140,000
05:07I mean to repair the damage that they caused in some of those cars would be thousands
05:11Like how much were they actually going to profit from this
05:14I don't know
05:15I don't get it
05:16I think they just wanted the cash
05:18Yeah
05:18I don't care much probably
05:19And they just realized we can't even afford these cars anyway
05:23We'll just
05:24But wanted the cash
05:25Usually they give the insurance company gives the money to the person repairing it
05:29Not always
05:30Like sometimes
05:30No here it is
05:31You get a check
05:32Yeah
05:33You're supposed to
05:34That's not the way it works here
05:36As long as you
05:37I guess if you knew someone who was in that business
05:42Right
05:42And they could give you a couple quotes
05:44Like your uncle builds a mechanic place or whatever
05:46Yeah
05:47I'm sure people are doing that kind of stuff all the time
05:49Yeah probably
05:50But it just doesn't add up to me
05:52Operation Bearclaw
05:53I don't get it
05:54Like what was their end game
05:55I just don't
05:55I want to see these guys
05:56I need more info
05:57I just don't know why you'd ever try to rip them off
05:59That's to me the same level as like casino bank
06:02Like those people
06:03They don't even want to pay you when it's legit
06:06Yeah man
06:06They took down an 80 year old lady with joy
06:09Here's another report
06:11It looks like they got more info in it
06:14So maybe they'll have more details about what was happening here
06:18Let's take a listen in
06:19A pretty bizarre story Tom
06:21Yeah this is so bizarre Pat
06:25Not only did they dress up as a bear according to investigators
06:29They recorded themselves doing it
06:31So that they could then submit these recordings
06:34To insurance investigators to collect money
06:37And they did it in Lake Arrowhead
06:39In order to convince people that in fact
06:42This was a bear
06:43Take a close look at this grainy security video
06:48What do you see?
06:49A bear?
06:50An animal?
06:51Something else?
06:52It turns out state investigators say
06:54What you're looking at is a human
06:56Dressed in a bear costume
06:58Staging what would turn out to be
07:00Several insurance fraud claims
07:02To luxury vehicles
07:03Totaling a little more than $140,000
07:06The suspects sent these videos
07:09To their insurance companies
07:10Claiming a bear tore up their cars
07:13Those involved have been arrested
07:15And are now facing serious fraud charges
07:18Oh my goodness
07:19This man lives next door to two of the suspects
07:21He says police came early this morning
07:24To make arrests
07:25It was 7 o'clock
07:26We opened the door
07:26They told us you shot it
07:27So we're kind of peeking through
07:29They had the
07:30Ram, Ram, Taker
07:32We showed him the videos
07:34Of what investigators say
07:35Is the fake bear car invasions
07:37That's amazing
07:38I never would have never thought of that
07:41I mean, you know
07:43It's pretty far out there
07:46But hey, you know
07:47Whatever works
07:48But I mean
07:48If they found a bear suit
07:50And in fact investigators
07:52Did find a bear costume
07:53This is it
07:55Complete with fake claws
07:57They also sent these photos
07:58Of what the suspects claimed
08:00Was damaged
08:01To the insides of their cars
08:02The scratch marks
08:03Appears suspiciously symmetrical
08:05State investigators say
08:07The suspects tried the scheme
08:09Multiple times
08:10Using a 2010 Rolls Royce
08:12And several other
08:13High-end Mercedes models
08:15Whoever's inside that vehicle
08:16Is not moving like a bear
08:18No
08:18It's moving like a human
08:21Harry Kazakian
08:22Is a licensed state insurance
08:23Fraud investigator
08:24Insurance investigators
08:27Are trained extensively
08:29To detect fraud
08:31Not only
08:31Human factor
08:33Detecting fraud
08:34As well as
08:35Nowadays there's AI
08:37And we got all kinds
08:38Of cross-referencing
08:39Kazakian points out
08:40It's not just how
08:41The so-called bear
08:43Is moving in the cars
08:44It's how they entered
08:46And then of course
08:47Opening the door
08:47And getting inside the vehicle
08:49That is highly suspect
08:51And questionable
08:51It literally opened it
08:54Like a human
08:55Maybe they were trying
08:57To total the vehicle
08:58Because then you would
08:58Get a check
08:59But I mean like
09:01Then total it
09:02Yeah because it wasn't
09:03Totaled
09:03It could be repaired
09:04Right
09:05It doesn't make sense
09:05We've seen true
09:07Bear vehicle attacks
09:09And they have been
09:10Totaled
09:10Right
09:10Yes every time
09:11They've ripped it to shreds
09:13There was no way
09:14To salvage the vehicle
09:15Like if an insurance company
09:17Gets a phone call
09:18And they're like
09:18A bear was in my car
09:19Overnight
09:21They're like okay
09:22They know what
09:23They're about to see
09:24Yeah
09:24Doors ripped off
09:25The whole
09:26Everything's
09:27Like torn apart
09:28They've taken
09:29Giant dumps
09:31Inside of the car
09:32You know
09:33They still won't
09:34Give you your money
09:35But
09:36But
09:37They know what to see
09:38This is ridiculous
09:39They literally had
09:41Things that you make
09:42Pulled pork
09:43Yeah
09:43With
09:44And shred the meat
09:46With
09:46That's what they use
09:47People even found that
09:48And they're like
09:49And there you go
09:50Yeah
09:50Right next to it
09:52Yeah
09:52Put it right
09:54I don't know what happened there
09:55But something scary
09:57It is
09:57They told all
09:58You saw them
09:59They didn't look like geniuses
10:01No they didn't
10:02Your best bet would be
10:03To just roll the dice
10:04And really get your balls
10:05Out of your purse
10:06And get you a real bear
10:07To get in there
10:08Yeah
10:08Go park near a forest
10:12That's crazy
10:12Put some food in there
10:13Put some food in there
10:14The pork or something
10:15Just leave it there
10:16Yeah
10:17You gotta go to the bear
10:18Yeah
10:19You're gonna get the bear
10:20Or Jason
10:20I personally think
10:21They wanted to do
10:22Minimal damage
10:23Hoping it would be
10:24A write off
10:25But they'd get to
10:25Keep the car
10:26And the money
10:27Oh maybe
10:27Yeah that's what I'm guessing
10:28That's probably what they
10:29Were thinking
10:30Doesn't work that way
10:31That's why insurance
10:32Is so expensive
10:33Because people like this
10:34Yeah
10:34Yeah