किश्तवाड़, जम्मू-कश्मीर: JKLFC और NMDFC ने अल्पसंख्यक सशक्तिकरण के लिए किश्तवाड़ में मेगा लोन मेला व जागरूकता शिविर आयोजित किया। DC राजेश कुमार शवन ने उद्घाटन किया जिसमें 100 से अधिक प्रतिभागियों ने हिस्सा लिया। JKLFC के कोऑर्डिनेटर विनोद चौहान ने कहा, NMDFC योजनाओं (3%-8% ब्याज, औसत 6%) से जागरूकता बढ़ाना लक्ष्य है जो कि व्यापार के लिए उपयोगी हैं। जिला प्रबंधक अहजाज अहमद शाह बोले, अल्पसंख्यक लोन के साथ सामान्य लोन भी दे रहे हैं।
#Kishtwar #JammuAndKashmir #LoanMela #MinorityEmpowerment #JKLFC #NMDFC
#Kishtwar #JammuAndKashmir #LoanMela #MinorityEmpowerment #JKLFC #NMDFC
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NewsTranscript
00:00We are aware of term loan schemes, adjudication loan schemes.
00:07The state finance corporation's awareness program was to reach you.
00:20And this is for the benefit of the people.
00:25This is the National Minority Development Finance Corporation's loan fair.
00:30We wanted to make people aware that we have different schemes, NMDFC,
00:35which people get at a very low interest rate, but people are not aware of it.
00:40Our aim was to make people aware that we have NMDFC schemes,
00:46which are available at a very low interest rate, but people are not able to take advantage of it.
00:51It is available at a very low interest rate, up to 6%, 3% to 8%.
00:58You can do any business with it.
01:01You can do education loans, you can make self-help groups,
01:04you can work as artisans.
01:07You don't have to pay any collateral.
01:11You just have to pay government employees.
01:13But this scheme has not reached people yet.
01:16We are trying to make people aware of this scheme.
01:23You have six groups.
01:26First is Muslims, Sikhs, Jains, Parsis, Buddhists.
01:30Jammu Kashmir Ladakh Finance Corporation is working under the administrative control of the Finance Department.
01:36In 2016-17, the Government of India, Ministry of Minority Affairs,
01:43National Minority Development and Finance Corporation,
01:46appointed us as State Channeling Agency for Jammu Kashmir and UT of Ladakh.
01:52Today, we are working for both the UTs.
01:56Your question is, which communities are we doing loans for?
02:05We are doing general loans as well as minority loans.
02:09The loan we got today is a minority-sponsored loan.
02:13In general, our rate of interest variation is that we give less than 0.25 basis from other banks.
02:22Because the main bank here is JK Bank.
02:25Otherwise, the minority loans are prescribed by PAN India Rate of Interest.
02:32My colleague just told you that it is from 3% to 8%.
02:373% is for education loans and 6% to 8% is for business loans.
02:44The females in this scheme have a uniform rate of 6%.
02:53Be it their annual income of Rs 3 lakh, Rs 5 lakh, Rs 7 lakh or Rs 7.95 lakh.
03:00Their interest rate under the Employment Generation Business Loan will be 6%.