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The personal finance expert urges students to avoid loans they can’t afford.

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Transcript
00:00When you take a student loan out, student loan in most cases are not dischargeable in bankruptcy.
00:06So you may want to go to some fancy schmancy school, and who knows if that degree will ever
00:12even pay for itself giving artificial intelligence now with all jobs, in my opinion, being replaced.
00:18But you should not take out a student loan that is more than what you expect to earn
00:24the very first year out of college. If you don't listen to me, you could end up in big financial
00:32trouble. And parents, do not take out Parent PLUS loans for your children. Let them take it out
00:37themselves. Or if they don't have the money, there is nothing wrong with going to a community college.

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