Γνωρίστε τον διευθύνοντα σύμβουλο που προσπαθεί να «αυξήσει την καθαρή αξία μιας ολόκληρης γενιάς»
Ο Carl Hazeley, διευθύνων σύμβουλος της Finimize, μιλά για το πώς η μεγαλύτερη σε διάρκεια ζωή και η επερχόμενη μεταφορά πλούτου από τη μία γενιά στην άλλη είναι πιθανό να καταστήσουν τις επενδύσεις ακόμη πιο κρίσιμες για τους Μιλένιαλ.
ΔΙΑΒΑΣΤΕ ΕΠΙΣΗΣ : http://gr.euronews.com/2025/04/14/gnwriste-ton-diey8ynonta-symboylo-poy-prospa8ei-na-ay3hsei-thn-ka8arh-a3ia-mias-oloklhrhs
Γίνε συνδρομητής! ! Το euronews είναι διαθέσιμο σε 12 γλώσσες
Ο Carl Hazeley, διευθύνων σύμβουλος της Finimize, μιλά για το πώς η μεγαλύτερη σε διάρκεια ζωή και η επερχόμενη μεταφορά πλούτου από τη μία γενιά στην άλλη είναι πιθανό να καταστήσουν τις επενδύσεις ακόμη πιο κρίσιμες για τους Μιλένιαλ.
ΔΙΑΒΑΣΤΕ ΕΠΙΣΗΣ : http://gr.euronews.com/2025/04/14/gnwriste-ton-diey8ynonta-symboylo-poy-prospa8ei-na-ay3hsei-thn-ka8arh-a3ia-mias-oloklhrhs
Γίνε συνδρομητής! ! Το euronews είναι διαθέσιμο σε 12 γλώσσες
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NewsTranscript
00:00Υπότιτλοι AUTHORWAVE
00:30Υπότιτλοι AUTHORWAVE
01:00Υπότιτλοι AUTHORWAVE
01:29Υπότιτλοι AUTHORWAVE
01:59είναι η κοντά Corinna.
02:02Όχι χειτονούς ένας έξις,
02:04όχι ειναι στις άντρεςίες,
02:08παιδί παιδεύσεις,
02:09παιδί παιδικά να σβήσετεылκα ένα οικογέδιο από το κέντρια σημείο.
02:12Μσά σε μεγάλα τα τι συζητήσεις με την οικογένεια του εκεί
02:15όντε χώροντίζζοντας παιδί, τον καταλήπολιστο ήταν και τόσο.
02:18Και ακόμα, αυτοί που ήρθε ο κέντριας και παιδίτης,
02:21στουργάζοντας, για να φτιάξη με την αρφή υπέροχο.
02:24Αυτό που σημαίνει ότι είναι για να δούμε πράγματα,
02:24αν θάβη στο финанс台 τοβολά Caτζη.
02:27Τα παράδοσια τέματος.
02:28Λόγια μερικές διαδικοποιητές λατουργές στην αρφή,
02:30τέσσερα και θα τον έπρεπε να πιλήσουμε το πραγματικότητας
02:32και το δημοσυνήθρα να μην βρειτα reactors.
02:34Και να φτιάξουμε αποδείχματα, πάλι με πράγματα,
02:36και πρέπει να δούμε, αυτό που δύχοτε φτιάξουν.
02:39Και αν το νομικ cumνο half of you and I think the big mistake the industry is making is
02:44you don't go to the cinema without checking rutherfabol κ,
02:48you don't go to a restaurant or a holiday without checking TripAdvisor,
02:52και when it comes to money,
02:53the biggest and the most important thing in your life,
02:55you are being expected to make decisions without access
02:58to either the way to make those decisions or the way to learn more
03:03and I think that's where a lot of people are going.
03:09Υπότιτλοι AUTHORWAVE
03:391,000€ is worth 500€.
03:41If inflation is at 10% for 7 years, that 1,000€ goes to 500€.
03:47Investing broadly helps shield you from that impact.
03:51It will grow your money at least in line with inflation, hopefully more.
03:55Over the very long run, it has historically outperformed inflation by a long chalk.
04:02And what that means is when you get to the later stages in life, you have a nest egg to retire with.
04:09When we think about preparing for the future, and I guess retirement is becoming increasingly far in the future,
04:14how much do we really need to be planning for that now with our investments?
04:18So the short answer is we absolutely need to plan for it now.
04:22It's not a case of being able to rely or not being able to rely on a government.
04:26It's just the simple fact that inflation is ever present at whatever level it is.
04:32And the future is so far away that government plans may change, have changed, will continue to change.
04:40So it's not a reliability issue, it's a forecasting issue.
04:43And the one thing you can control is what you do today.
04:46I guess the bigger picture here is that the responsibility for making sure you've got enough when you stop working
04:53has never been more pressing on people.
04:56And again, looking at the big picture stats here, there's a generation of people, millennials and downwards,
05:04who are sleepwalking toward a retirement where with rising life expectancies,
05:10approved medications, Ozempic, you name it, we're all going to live much longer
05:14and have no money to fund that retirement, which is a terrifying state of affairs.
05:19Yeah.
05:20And that's why it's never been more important to take advantage of accessibility, education,
05:25for modern retail investors to invest, frankly.
05:28So for someone who maybe wants to think about creating a better financial future for themselves
05:33but feels completely clueless on where to start, what would you advise?
05:37Find a source, newsletter, a website, a podcast, all of the above, and spend 5-10 minutes each day just building your awareness.
05:49You'll find eventually that you can join the dots between an event and a response.
05:56Central Bank has said something, what does that mean for me?
06:00Tesco has reported record profits, what does that mean for the price of groceries?
06:04And from there you start to realise how much you don't know.
06:07It's a bit like learning a language.
06:08A little bit every day you start to feel more confident, you start to feel more able to engage.
06:11Is there any scams that people should watch out for?
06:14If someone's guaranteeing a return and guaranteeing that something's going to go up,
06:18they're either lying to you or breaking the law.
06:20Either way, steer clear, because predictions are hard, especially about the future.
06:26And with the best will in the world, with the best research in the world,
06:30no real investor can guarantee anything.
06:33And so that's the big red flag, I would say.
06:36Do you think there is a responsibility there for us to really think about where we invest our money?
06:40Like, should we make sure that we are doing good with our investments?
06:43Thematic investing is particularly popular among millennials, whether that is climate-focused or trend-focused.
06:51I think there's a really strong argument for it.
06:54I try not to be the arbiter of how people invest.
06:58I would rather you invest in a way that I absolutely loathe than you don't invest at all.
07:04And that's for the reasons we've discussed around it just being necessary for everybody.
07:08But if I look at our data, so we survey our members quarterly,
07:13and a significant proportion have said,
07:16I will not invest in something if it doesn't align with my values, so 30-40%.
07:20A similar number have said they would forego a return on their investments
07:25if the return was helping people, planet, environment and so on.
07:31At the same time, about half of people just last quarter have said,
07:35actually, I'm paring back my ESG-focused investments,
07:40which is probably a nod to what's happening politically at the moment.
07:44Yeah. Well, on that note, thank you so much for your time today,
07:47and thank you for joining me on The Big Question.
07:48Thank you so much.
07:49Thank you so much.