▐ 全民来讲讲▐ 医疗保险明年或涨70% 引起争议，大众吃不消！保费调涨，是保险公司、私人医院还是消费者的责任？
记者 | Jazkee黄界錤
#保险 #医药卡 #医疗保费 #涨价 #私人医院
#发射热点 #84hotspot #热点短视频 #全民来讲讲
🔴 更多新闻资讯看这里 ▹ https://xuan.com.my/hotspot
记者 | Jazkee黄界錤
#保险 #医药卡 #医疗保费 #涨价 #私人医院
#发射热点 #84hotspot #热点短视频 #全民来讲讲
🔴 更多新闻资讯看这里 ▹ https://xuan.com.my/hotspot
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NewsTranscript
00:00The market is very bad.
00:00If this goes on, we're going to go bankrupt.
00:02He's gone too far.
00:03Doctors have to make money, insurance has to make money.
00:05Our people are suffering.
00:06It should go up, but not too expensive.
00:08You all are killing, man.
00:09Everyone is afraid of getting sick now.
00:11They rob people's money.
00:12As a doctor, they must have ethics.
00:14Many doctors are...
00:18Insurance and medical cards have recently been issued.
00:19Next year, the amount will go up.
00:21The highest increase can reach 70%,
00:23which will cause a surge in income.
00:24The National Bank has not yet stated
00:25how much the increase will be.
00:27But for the people,
00:28there will definitely be an increase in expenses.
00:30Some people have even prepared to go bankrupt.
00:32For the general public,
00:33how much increase is reasonable?
00:35How many insurance payments do the people have on average?
00:37How much money do they spend on insurance every month?
00:39Insurance prices are rising.
00:40The question is whether it's the consumers,
00:41insurance companies, or private hospitals.
00:43Let's listen to what the public has to say.
00:44Let's go.
00:45Can you accept medical insurance?
00:47Of course I can't accept it.
00:49There's no more salary added in.
00:51It's very difficult for us to pay more.
00:54It's not as high as 70% or 80%.
00:57Do you want to follow his hair growth rate?
00:59It's all murderous.
01:00For a 50-60-year-old,
01:01he may no longer have the ability to work.
01:03Add another 30% to 40%,
01:05it's a lot of pressure for him.
01:06Or for some young people who just came out of society,
01:09with a salary of RM2,500,
01:11plus the cost of buying a car,
01:12how much is left?
01:14He has to get up twice, you know?
01:16Can't get up again.
01:17It's really hard.
01:18We really can't work anymore.
01:20First, I started my medical card monthly,
01:22RM80.
01:23But now, it goes to RM650.
01:25Y'all are killing, man.
01:27How much is your salary?
01:30Maybe 10% to 15%.
01:3210% to 25%.
01:33Actually, 25% is a lot.
01:35It's reasonable if it's less than 30%.
01:38Don't increase it.
01:39We've been working for so many years.
01:41If we increase it,
01:41we really can't work anymore.
01:43Don't make it so high.
01:4420%, 30%.
01:4520%, 30% is acceptable.
01:4710%, 20% is okay.
01:4970% is enough, you know?
01:50Even 10% is money.
01:52If now we accept the 10%
01:54for the future,
01:55it will go again and again.
01:58Why did you stop working?
02:00Because we can't work anymore.
02:01A lot of young people will lose their jobs.
02:03There are a lot of young people
02:05who are losing their jobs.
02:06Especially those who are older.
02:09It's only at this age
02:11that they start to lose their jobs.
02:13Suddenly, you guys
02:14increase their salary like this.
02:16They don't want to do it.
02:18They have no choice.
02:19Did you buy a medical card?
02:20I did.
02:21I can't afford it.
02:23It's hard to eat.
02:24How can I pay the medical fee?
02:26I can't afford it.
02:27I can't afford it at all.
02:29It's easier to cut it off.
02:32Oh, if it goes on like this,
02:33I don't want to work anymore.
02:34I can't afford it.
02:36Life has become a problem.
02:37They can't afford it.
02:38There is no way.
02:39I am also afraid.
02:40But when it comes to that time,
02:41there is no way to think about it.
02:42Just go to the government hospital.
02:44Or go to the hospital.
02:46Some EPF claims
02:47that insurance does not have to be so big.
02:49Those who have EPF
02:50can apply for EPF to the government.
02:52It's completely free.
02:53Why do you have to add 70%?
02:56The doctor has to earn insurance.
02:58It's hard for our people.
03:03Just go to the EPF.
03:05The government hospital
03:06will claim you at most.
03:0710,000 RMB, 8,000 RMB.
03:09You are 40, 50, 10,000 RMB.
03:10It's almost 2, 3 times.
03:11I recently went to get an eye surgery.
03:14RM740.
03:15If you have a medical card, it will cost more than RM10,000.
03:17There should be a difference of 2, 3, 4 percent.
03:202, 3, 4 percent difference.
03:22So it's not up to us.
03:23CT scan.
03:23Generally, it costs more than RM1,000.
03:25Medical card.
03:26I saw the bill.
03:27It may cost more than RM3,000.
03:28Whenever we go to any
03:30specialist medical centre,
03:31first question is
03:33are you insured or not?
03:35Why?
03:35Is that insured means different price?
03:38And the uninsured is different price, is it?
03:40No.
03:41Which is not fair too.
03:46It should be like this.
03:46Because you don't have a claim,
03:47it should be reduced every year.
03:49Some insurance companies
03:50have already implemented such a plan.
03:54I think it's okay.
03:55For those who have never used it before,
03:57it's reasonable.
04:02The government should control it.
04:04They don't let us pay for it.
04:07Whether it's insurance or private business,
04:08we should discuss it in three ways.
04:09The government should be the backer.
04:11Then we can come up with a good plan.
04:12There are auditors at Bank Negara,
04:14auditors at the insurance company also.
04:16They must come out with a very strict billing system.
04:19Where it goes wrong.
04:21But don't punish the consumers.
04:23After a round of discussion,
04:24people in Kuala Lumpur
04:25almost all said 70% increase in medical card
04:28is unacceptable.
04:29They think it's okay if the increase is less than 30%.
04:32Of course, the problem is not limited to insurance companies.
04:34Some people think the government should also control
04:37the private hospital's billing system.
04:38I don't know how you view
04:39the increase in medical card prices.
04:41How much do you spend on medical cards every month?
04:43Welcome to leave a message.
04:45If you like this episode,
04:46remember to like and share.