Prime Minister Datuk Seri Anwar Ibrahim told the Dewan Rakyat on Tuesday (Dec 10) that Bank Negara Malaysia, Treasury and Health Ministry will come up with a strict guideline so that medical and health insurance or takaful operators take certain issues into consideration.
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NewsTranscript
00:00But back to the main issue, which is about premium insurance, which is increasing.
00:06We understand that there is an increase with the assessment of the reasons given,
00:11but it must be controlled.
00:14And this is the latest information from the Minister of Health and the Minister of Health,
00:20which is that they will determine, there is a control so that the increase will not be too high
00:28and will not cause many problems to the patients and the problem of inflation.
00:35I invite Mr. Pulai.
00:37Thank you for the answer, Mr. Minister.
00:42We were informed this morning about the discrimination of treatment costs in private hospitals
00:53for dengue disease.
00:56If there is no insurance, it will be only Rp 1,288.
01:02When there is insurance, it will be Rp 4,978.
01:06This is four times the cost.
01:09Indeed, there is discrimination in private hospitals.
01:13So, the system mentioned by the Minister of Health and the Minister of Health earlier,
01:18DRGS is also just to be proposed, not yet implemented,
01:22which means that we do not have the standard to pay for it.
01:25So now, there is an incentive to increase it.
01:28The people feel burdened with this.
01:31So now, what are the short-term steps to solve this problem
01:35so as not to burden the people out there?
01:39Please, Mr. Minister.
01:41The short-term steps are to control the increase.
01:46This means that as long as we introduce the implementation of DRGS control,
01:55DRGS, which stands for Diagnosis-Related Groups,
02:00and also the possibility of amending Article 386 of Schedule 13 for this control,
02:08it is difficult for us to agree to increase it drastically.
02:12That is the first thing we guarantee.
02:14Secondly, with the existence of DRGS, it must be implemented immediately.
02:18I have asked the Ministry of Health to implement it immediately.
02:23And this has been discussed for a long time.
02:25It would be better to do it at the beginning of next year,
02:28so that the cost is not too high.
02:31The cost of the medication is also related.
02:35Because the big companies, which I always mention here,
02:39I will give an example.
02:40For example, the big companies, the Ministry of Health,
02:43for Malaysia, they are charged Rp 5,000
02:46because the control is a bit tight and monopoly so far.
02:50But for Thailand, it is Rp 1,500 for the same medication.
02:56And we have an explanation here.
02:58Therefore, we cannot allow it.
03:00First, this purchase must be paid.
03:03What is wrong with private companies?
03:06For the entire government, the Ministry of Health, KPT, military,
03:12everyone buys drugs so that the cost can be reduced by 20-25%.
03:16Some are lower.
03:17So we will suggest that while we give,
03:22this is a private company, it has a choice.
03:24But if we see that the cost is too high and not sustainable,
03:28of course there is a control.
03:31So for now, I agree with Pulai.
03:34We cannot allow the price to go up.
03:38It will go up a bit.
03:40Meanwhile, DRG S and also the move of Acta 386-2013
03:47will be introduced early next year.
03:52Thank you, Mr. Prime Minister,
03:53because I am very concerned about this premium price increase issue
03:56that has put pressure on the people.
03:58I accept complaints from the people.
04:00For example, a cancer patient.
04:03For decades, he has been loyal to the insurance company.
04:07But after he retired, he had no income
04:13and suddenly the insurance policy went up to 70-80%.
04:18So he had to give up.
04:20And now, he told me,
04:22Wabi, now I have to face cancer on my own.
04:28There is no more protection.
04:29I have to go to the government hospital.
04:32This is what is happening.
04:34So I want to ask, Mr. Prime Minister,
04:36how can we help these groups,
04:39retirees especially,
04:41who have had to give up their insurance?
04:44Or can we help them?
04:46And Mr. Prime Minister,
04:48because the health ecosystem is very wide,
04:50very complex,
04:52can the government,
04:53I suggest to the government,
04:55provide a moratorium.
04:57Temporary.
04:58Don't raise it first.
05:00Let the government investigate,
05:02the KKM and the Bank of Negara.
05:04Investigate.
05:05After that, if there is a solution,
05:07then we can lift the moratorium.
05:09I ask for the minister's explanation.
05:13Thank you, Mr. Prime Minister.
05:14Thank you, Mr. Maru.
05:15What we are doing is not a moratorium,
05:17but an interim.
05:19An interim for a small and patient increase.
05:22If cancer patients increase by 70%,
05:25of course it will not be included in the category of patients.
05:28Therefore, today,
05:30a statement was given,
05:32and before the end of this week,
05:34a little guidance will be given.
05:37And this is also related to a few other steps,
05:39including what I said earlier,
05:41the transfer of documents,
05:42and also determining the DRG.
05:46If we control that,
05:47I believe we can control it.
05:48But if it's a specific case,
05:50Liam Muhammad can bring it for consideration.
05:54But if the cost is high,
05:55usually the patient must be referred to the government hospital.
06:00If the cost is too high.
06:02But raising the moratorium is indeed from the government,
06:06and the Bank of Negara and the Ministry of Health
06:08do not agree.
06:09They will not admit it.
06:20For more information, visit www.fema.gov