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00:00Hello everyone, welcome to StudyIQ
00:02In this video of StudyIQ, we are starting a new module
00:05and that is Latest Government Schemes
00:07which we will study in a lot of depth
00:09Depth means that the relevant depth in the exam
00:13in the same depth, right?
00:14And after every Government Scheme
00:16I will also give you two MCQs
00:18These MCQs will be a little difficult
00:21will be statement based
00:22with which you can test the knowledge of your scheme
00:27So the first scheme I am covering today
00:29is Unnati Yojana
00:31and I will cover all the schemes
00:33that have been in the news in the past year
00:35or the new schemes that have come
00:37So the Unnati scheme is a new scheme, right?
00:41So let's start
00:43First of all, what is the full form of Unnati?
00:45The full form of Unnati Yojana is
00:49Uttar Purva Transformative Industrialization Scheme
00:53Here Uttar Purva means
00:55the eight states of our Northeast
00:57Parnachal, Assam, Meghalaya
00:59Tripura, Mizoram, Manipur
01:00Nagaland and Assam
01:03So these are the eight states of our Northeast
01:09Prime Minister Modi has also named them
01:11Ashtalakshmi
01:14And you know that
01:16there is very little industrialization in the Northeast
01:18There are a lot of forest resources in the Northeast
01:22But despite that, there is a lot of industrialization
01:24i.e. raw material is enough
01:26But industrialization is still very low
01:28That's why the youth of the Northeast
01:30have to go to other states
01:32And the GDP of the Northeast
01:34also has a low growth rate
01:35because there are no industries there
01:37So this is known by the name
01:39Uttar Purva means Northeast
01:40Transformative Industrialization
01:42i.e. such industrialization
01:44through which there can be a complete transformation
01:46transformation can take place
01:48Now the first question that comes
01:50whenever you read the scheme
01:52that which ministry runs it
01:54This scheme has been started by the Ministry of Commerce
01:56Okay
01:57By the way, there is a separate ministry for the Northeast
01:59which is called
02:01Ministry of Development of Northeastern Region
02:03But this scheme has not been started by this ministry
02:06This is under the Ministry of Commerce and Industry
02:09DPIIT will run it
02:11DPIIT stands for
02:13Department for Promotion of Industry and Internal Trade
02:16And the name of the ministry is
02:18Ministry of Commerce and Industry
02:20So they have started this innovative scheme
02:22And the cabinet had approved it
02:24Now how many years will this scheme run?
02:26So it will run for 10 years
02:28from the date of notification
02:30And when was its notification issued?
02:329 March 2024
02:34Its official notification was issued
02:379 March 2024
02:39So it will run from here till 10 years
02:42Clear
02:43And the total expenditure in this will be
02:4510,037 crore rupees
02:48Suppose
02:49This 10,037 crore cannot be spent in 10 years
02:52So after this, there is a committed liability period of 8 years
02:57Right
02:58So 10 years from the date of notification
03:00along with 8 years for committed liability
03:04So it can be extended by 8 years
03:07Now how will the government install industries in this scheme?
03:13So the government is telling the private companies
03:16to come and install industries in the Northeast
03:20So the districts in the Northeast
03:23are divided into two zones
03:25One is Zone A and one is Zone B
03:28Zone A and Zone B
03:30Zone A is where there are enough industries already
03:33i.e. where the industrialization is already good
03:36But Zone B is where the industrialization is very poor
03:40Right
03:41Let me give you an example
03:43Suppose you talk about Assam
03:46Now if you go to Guwahati in Assam
03:48So Guwahati is a very advanced industrialized area
03:53There are industries there
03:54But if you go to some other district in Assam
03:58Which is very remote
03:59Then it will come in Zone B
04:01Because there are no industries there
04:03There are no employment opportunities
04:05Now think about one thing
04:07If you are installing industries in Zone A
04:09Or you are installing in Zone B
04:10So in which the government wants to give you more incentive?
04:13Obviously in Zone B
04:14Because there are less industries in Zone B
04:16So if you install industries there
04:18Then you will get more benefits
04:20So what kind of industries can you install in the Northeast?
04:23Either the industries are of two types
04:26Either it is manufacturing i.e. for goods
04:28You want to make something
04:30You are making clothes
04:31You are making some steel
04:34You are making anything
04:35You are making a product
04:36i.e. manufacturing industry
04:37Or service industry
04:39Or service industry
04:41Now when you install industries in the Northeast
04:43So is there any minimum investment that you have to do in this?
04:46Yes
04:47There is 1 crore in the manufacturing sector
04:49And 50 lakhs in the service sector
04:51This is the bare minimum investment that is expected from you
04:551 crore in manufacturing
04:56And 50 lakhs in the service sector
04:58Is that clear?
04:59So how much subsidy will the government give you?
05:02If you install industries in the Northeast
05:03So there is a slab for this
05:05So first of all let's talk about that area
05:07Let's talk about those sectors in which GST is applicable
05:11The big sectors where GST is already there
05:14So if you install industries in this
05:19So what will the government give you?
05:20Capital Investment Incentive
05:23And it will also give in new industries
05:26And it will also give in expansion
05:28So there is a very good point in this
05:30Let's assume that you have already installed an industry in the Northeast
05:35If you make it bigger
05:37i.e. you expand
05:38If you do expansion
05:39So will you get benefit in that too?
05:41You will get but the government has put a condition
05:43That your new investment should be at least 25% of the initial investment
05:50For example, let's assume
05:52When you had installed a factory in the Northeast
05:54So you had spent 5 crores to install the factory
05:57Okay
05:58Now if you want to come in the expansion category
06:01In which you get benefits
06:02That you are expanding
06:04Then you will have to invest a minimum of 25% of 5 crores
06:08To expand it
06:09You can't say this
06:10To get benefits from the government
06:12That I had invested 5 crores earlier
06:14I am investing 5 lakhs more
06:16So I am expanding
06:17Even if I am investing less money
06:19Then give me benefits
06:20This will not happen
06:21Okay
06:22You will have to spend 25% of the old investment
06:27And this is the minimum 25%
06:29So
06:30Now how is this?
06:32This is not a very important thing
06:34Which I am telling you now
06:35How much you will get
06:37So if you are investing in zone A
06:39In those sectors in which GST is already there
06:41So 30% of your investment
06:44The government will give you the same amount
06:46To a maximum of 5 crores
06:48Let's assume you have put a factory
06:50You have invested 10 crores
06:51Okay
06:52In zone A
06:53Which is already industrialized
06:54So the government will give you 3 crores
06:56Means 3 crores will be your cashback
06:59Okay
07:00This is called Capital Investment Incentive
07:02Capital investment is
07:03Which is done to invest in the industry
07:06One time investment
07:07Which is done in the beginning
07:08It is called Capital Investment
07:09So if you have invested 10 crores
07:11Then the government will give you 3 crores as incentive
07:14And maximum is 5 crores
07:16So let's assume
07:17If you have invested 20 crores
07:21Then 30% of it will be 6 crores
07:23But then you will not get 6 crores
07:24Then you will get a maximum of 5 crores
07:26If you are investing in zone B
07:27Obviously you will get more in zone B
07:29Because it is less industrialized
07:30So 50% of it
07:31Maximum 7.5 crores
07:33Now let's talk about those sectors
07:35In which GST is not applicable
07:37Which are new sectors
07:38Or something
07:39It is not like that
07:40In India, GST is on everything
07:41There are many sectors
07:42In which GST is not there
07:43So if you are investing in them
07:47So now tell me
07:48In which sector GST is not there
07:49Obviously it is a new sector
07:50That person is taking more risk
07:52So obviously you will get more incentives
07:54So zone A
07:56If you invest in zone A
07:57Then the same 30%
07:58But maximum 10 crores
07:59And in zone B also
08:0150% maximum 10 crores
08:04After that
08:05One benefit is that
08:06You are getting incentives on your capital investment
08:09The second benefit
08:10Which the government is giving you
08:11That is Central Capital Interest Subvention
08:14Interest subvention means
08:16Loss in interest
08:17Let's assume
08:18You have invested 100 crores
08:20Where will this 100 crores come from?
08:21You will take a loan from the bank
08:22The bank has given you a loan of 10%
08:24So the government will not give you a loan of 10%
08:27It will give you a loss
08:28How?
08:29If you are investing in zone A
08:30Then 3% loss
08:31Means you will not get 10%
08:32You will get 7%
08:33If you are investing in zone B
08:35You will get more loss in zone B
08:37So 5%
08:38You will get this loss in interest for 7 years
08:41Okay?
08:42There will be no loss of the bank
08:43Because the government will pay for the bank
08:44Like the bank gave you 10%
08:46So 7%
08:50You have to give
08:51But the remaining 3%
08:52The government will give to the bank
08:54Then Central Capital Interest Subvention
08:56If GST is not in that sector
08:58Then 3% in zone A
09:00And 5% in zone B
09:01So it is the same
09:03After that
09:04The third type of benefit
09:05That the government is giving you
09:06Is Manufacturing and Services Linked Incentive
09:09Like
09:10Production Linked Incentive
09:11Utpadanadharit Protsahan
09:13The same type
09:14Manufacturing and Services Linked Incentive
09:17So how will you get this?
09:18In zone A
09:1975%
09:20Your eligible value of investment
09:23In plant and machinery
09:24And in zone B
09:25100%
09:26100%
09:27Of eligible value of investment
09:28In plant and machinery
09:29This is not applicable in those sectors
09:31Where GST is not applicable
09:33So this is it
09:34And
09:35If you are setting up a factory
09:36In North East
09:37Then
09:38In all three
09:39Be it Capital Investment
09:40Be it Interest Subvention
09:41Or be it
09:42Manufacturing and Services Linked Incentive
09:43Whichever
09:44Is the best incentive
09:46The best
09:47You can't get more than 250 crores
09:49For one company
09:50So the maximum eligible benefit
09:52For one unit
09:53From all three components
09:55The government can't give you
09:56More than 250 crores
09:57Benefit
09:58From all three components
09:59Let me tell you one more thing
10:02This Capital Interest Subvention
10:04You will get it
10:05Only up to 250 crores
10:08250 crores means
10:09You will get an investment
10:10Up to 250 crores
10:11If your investment
10:12Is of 400 crores
10:13Then you will get it
10:14For 250 crores
10:15And for the remaining
10:16150 crores
10:17You won't get
10:18The interest
10:19So I am just
10:20Telling you this
10:21To explain
10:22This table
10:23Is not important
10:24From the point of view
10:25Of the exam
10:26How much interest
10:27You will get
10:28For your knowledge
10:29You can remember
10:3030% in zone A
10:3150% in zone B
10:32Interest
10:333% in zone A
10:345% in zone B
10:35This is an important thing
10:36But
10:37The maximum benefit
10:38For one company
10:39Will be up to 250 crores
10:43Now this scheme
10:44In this
10:45How much the government
10:46Will spend
10:47So this amount
10:48Is important
10:49This amount is
10:5010,037 crores
10:52Which means
10:53The interest
10:54In all the three
10:55Components
10:56Will be
10:57The maximum
10:58The government
10:59Has made
11:00Fund for it
11:01Is 10,037 crores
11:02Clear
11:03Till when
11:0410 years
11:05Date of notification
11:06From 9th March
11:07Till 10 years
11:08Next
11:09Clear
11:10After that
11:11This is a central
11:12Sector scheme
11:13Central sector scheme
11:14Means
11:15The central
11:16Government
11:17Will do the entire
11:18Expenses
11:19The expenses
11:20Will not be
11:21Divided in
11:22Two
11:23Sectors
11:24In central
11:25Sector scheme
11:26They are called
11:27Centrally
11:28Sponsored scheme
11:29They are not
11:30Called central
11:31Sector scheme
11:32Central sector
11:33Means
11:34Central department
11:35Scheme
11:36Centrally
11:37Sponsored means
11:38Central
11:39Organization
11:40The center
11:41Is sponsoring it
11:42But the state
11:43Will also spend
11:44In it
11:45But here
11:46It is not like that
11:47It is a
11:48Central sector
11:49Scheme
11:50Means
11:51The total
11:52Expenses
11:53Will be
11:549,737 crores
11:55And the
11:56Implementation
11:57And institutional
11:58Arrangement
11:59Will be
12:00300 crores
12:01The total
12:02Amount is
12:03Enough
12:04So in this
12:05Scheme
12:06As I told you
12:07The period of
12:08Scheme
12:09Is 10 years
12:10For this
12:11Date is
12:1231st March
12:132034
12:14This scheme
12:15From 9th March
12:162024
12:17Till 10 years
12:18Means
12:1931st March
12:20After that
12:21The industries
12:22Which will be
12:23Installed
12:24The industries
12:25Which will be
12:26Installed
12:27Till when
12:28Can they
12:29Register themselves
12:30From 9th March
12:31Till 31st March
12:322026
12:33Means
12:34The industries
12:35Have been given
12:362 years
12:37In which
12:38You can
12:39Register yourself
12:40And the government
12:41Will dispose
12:42All the registrations
12:43Means
12:44Will take
12:45Decision on them
12:46To give
12:47Incentive to
12:48These industries
12:49So the government
12:50When you
12:51Will get
12:52Registration
12:53Within 2 years
12:54After 1 year
12:55The government
12:56Will take
12:57Decision
12:58To give
12:59Benefit to
13:00These industries
13:01As I told you
13:02The districts
13:03Are divided
13:04Into 2 zones
13:05Zone A
13:06Which is
13:07Industrially advanced
13:08And zone B
13:09Which is
13:10Industrially backward
13:11Now in this
13:12How will the government
13:13Implement this scheme
13:14For this
13:153 types of
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